What this document is
Formal notice that the county sheriff has scheduled the public auction of the property, with a date, time and place. The sale is also advertised publicly for several weeks beforehand, which is why letters from investors often flood in now.
Your clock
The date printed on it, minus today. New Jersey homeowners are generally entitled to request two adjournments of up to 30 days each through the sheriff’s office, and a court can order more, so the printed date is frequently not the real one.
What to do this week
- 1
Confirm the current date on your county’s official listings (sales adjourn constantly) and request your adjournments if you need working time.
- 2
Decide the endgame this week with an attorney or counselor: close a sale before auction, file Chapter 13 before auction, or redeem. Each works before the sale, none after it is confirmed.
- 3
Be skeptical of anyone who appears at your door with an offer and a deadline. Compare any offer against a second one; desperation pricing is what they are counting on.
What is still possible
Selling before the auction, Chapter 13 before the auction, full redemption (which survives 10 days past the sale), and adjournments to buy time for any of them.
Two minutes of questions tells you which of these options actually fit your numbers and your timeline.
See My Options, FreeEducational information, not legal advice. Deadlines reflect New Jersey law generally; your case may differ, and a licensed New Jersey attorney can confirm what applies.