Gloucester County, New Jersey
The free help that actually serves Gloucester County: legal aid in Woodbury, the county's emergency assistance office, and where your case will be heard.
Free legal aid
South Jersey Legal Services, Gloucester County officeWoodbury · (856) 848-5360 · central intake 1-800-496-4570
Free foreclosure defense if you meet the income rules; call before your 35-day answer deadline.
HUD-approved housing counseling
HUD's list shows no approved counseling agency with an office in Gloucester County. The nearest ones offering mortgage delinquency counseling are in Cherry Hill, in Camden County (Clarifi and GreenPath).
Statewide, also free: the NJ Courts Foreclosure Mediation Program and HUD's counselor line, 800-569-4287. None of these organizations pays us. Checked October 5, 2026; call ahead, as offices and hours change.
Gloucester County sheriff sales: the official list and how sale day works →
The market reality: Gloucester remains one of the region's affordability plays, which keeps first-time-buyer demand constant and resale honest. Arrears here are frequently catchable in absolute dollars — repayment plans and family-funded cures genuinely fit — and for owners choosing exit, the same affordability draws a deep buyer pool. The county's cases are won early: the free counselor call at the missed-payment stage is worth more here than a lawyer at the sale-notice stage.
148 were on the official list as of Nov 2, 2026, with the next sale date on Nov 16, 2026. The most listings were in Williamstown (22), Woodbury (15), Franklinville (12). Our county sheriff sale page has the official list and how sale day works.
Educational information, not legal advice. A licensed New Jersey attorney can confirm what applies to your case.
Independent, and paid by nobody
We take no referral fees, no commissions, and no advertising money from anything on this site. Every cash buyer, nonprofit and government program listed is independently owned and operated with no connection to us. The one exception is Corcoran Sawyer Smith x Builders Resource Center, a brokerage the people behind this guide have an ownership interest in, which is labeled as a related business everywhere it appears so you can weigh it accordingly.
help@njforeclosureguide.orgWe read every message and reply within one business day.
290 W Mt Pleasant Ave, Suite 2210, Livingston, NJ 07039By appointment only.
Free, no obligation, nothing to sell you. We are not a law firm, a lender, or a real estate brokerage, and nothing here is legal advice.