Somerset County, New Jersey
The free help that actually serves Somerset County: legal aid in Somerville, 1 HUD-approved housing counselor in the county, the county's emergency assistance office, and where your case will be heard.
Free legal aid
Legal Services of Northwest Jersey, Somerset County officeSomerville · (908) 231-0840
Free foreclosure defense if you meet the income rules; call before your 35-day answer deadline.
HUD-approved housing counseling
Statewide, also free: the NJ Courts Foreclosure Mediation Program and HUD's counselor line, 800-569-4287. None of these organizations pays us. Checked October 5, 2026; call ahead, as offices and hours change.
Somerset County sheriff sales: the official list and how sale day works →
The market reality: Somerset's suburban stock holds value, and most foreclosure cases here involve meaningful equity. The county's own sale list (not CivilView) is the calendar that matters. For homeowners weighing exits, Somerset's steady demand means a properly priced home sells inside the window two sheriff-sale adjournments provide.
Educational information, not legal advice. A licensed New Jersey attorney can confirm what applies to your case.
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290 W Mt Pleasant Ave, Suite 2210, Livingston, NJ 07039By appointment only.
Free, no obligation, nothing to sell you. We are not a law firm, a lender, or a real estate brokerage, and nothing here is legal advice.