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The Week-One Checklist and the 45-Day Playbook: exactly what to do, in order, from the day a notice arrives. Print them, stick them on the fridge, bring them to every call.
The Week-One Checklist
The eight moves that keep every option open, on one printable page.
A day-by-day 45-day plan
Counting from the day you are served — what to do by day 3, day 7, day 14, and before the day-35 answer deadline.
All seven options on one page
Reinstatement to cash sale, with the honest one-line truth about each.
The free statewide help directory
Court mediation, HUD counselors, Legal Services of NJ — the help that costs nothing.
A fill-in worksheet
Your dates, your numbers, your contacts — the one page to bring to every call.
Prefer answers tailored to your exact situation? The free 2-minute quiz ranks all seven options for your case and shows the math. Take the quiz →
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We take no referral fees, no commissions, and no advertising money from anything on this site. Every cash buyer, nonprofit and government program listed is independently owned and operated with no connection to us. The one exception is Corcoran Sawyer Smith x Builders Resource Center, a brokerage the people behind this guide have an ownership interest in, which is labeled as a related business everywhere it appears so you can weigh it accordingly.
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