Independent. Unpaid. No Stake in Your Choice.

Where to Get Help

When you're ready to move forward, here are the places that handle this work. We only list destinations that are real and currently available, and we are not paid by any of them.

Who We Can Connect You With Today

We only list destinations that are real and available right now. Here is exactly what that is.

Free help, if you want to keep your home

HUD-approved housing counselors are free to speak with and are not selling anything. If a foreclosure complaint has been filed against you, New Jersey also runs a court mediation program at no cost, which can include free housing counseling and legal assistance. These are the strongest first calls for most homeowners, and we earn nothing when you use them.

See the free options

If selling is the right move

We work with five destinations covering genuinely different situations: a 7-day fast close, a flexible cash sale, a fire and smoke damage specialist, a discreet off-market sale for higher-value homes, and a licensed brokerage that will value your home and list it on the open market. Which one fits depends mostly on how much time you have.

Compare all options

Attorneys, and why we do not refer them

We do not have a paid attorney partner, and we would tell you if we did. In New Jersey, as in nearly every state, lawyers are barred from paying non-lawyers for client referrals, so any site charging a fee to send you to an attorney raises a real question. If you need legal representation, the New Jersey State Bar Association runs a lawyer referral service, and the court mediation program above can include free legal assistance for eligible homeowners. We earn nothing from either, which is precisely why we can recommend them without hesitation.

How Referrals Work

1

Take the Free Assessment

Answer a few questions about your situation (2 minutes). This helps us understand which solutions are most relevant for you.

2

See Your Match

We explain which solutions fit your circumstances and show you professionals in our network who specialize in those areas.

3

Connect With A Professional

You decide if you want to speak with someone from our network. We make the introduction, everything else is up to you.

4

Work With Your Professional

The attorney or company handles your case. We don't get involved, they provide the service, you make the decisions.

5

You Control the Process

You can contact anyone listed here, find your own professional elsewhere, or explore solutions on your own. We earn nothing either way, so it is genuinely your choice.

Ready to Explore Your Options?

Take our free 2-minute assessment to see which solutions match your situation. Then we can connect you with qualified professionals who can help.

Start Free Assessment →

Independent, and paid by nobody

We take no referral fees, no commissions, and no advertising money from anything on this site. Every cash buyer, nonprofit and government program listed is independently owned and operated with no connection to us. The one exception is Corcoran Sawyer Smith x Builders Resource Center, a brokerage the people behind this guide have an ownership interest in, which is labeled as a related business everywhere it appears so you can weigh it accordingly.

help@njforeclosureguide.org

We read every message and reply within one business day.

290 W Mt Pleasant Ave, Suite 2210, Livingston, NJ 07039By appointment only.

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Free, no obligation, nothing to sell you. We are not a law firm, a lender, or a real estate brokerage, and nothing here is legal advice.