Every number sourced · Verified August 28, 2026
What is actually happening with foreclosure in New Jersey in 2026, with a citation on every figure. If a number has no source, it is not on this page.
Up 21% from the first half of 2025 (6,826). Filings are rising again after the post-pandemic lull, which is why the letters and door-knocks are back too.
January-June 2026 · ATTOM Mid-Year 2026 Foreclosure Market Report
New Jersey has ranked at or near the top for years; in 2024 it was tied with Florida for 2nd (1 in 267), and in 2025 it ranked 6th (1 in 273). High filing rates are structural here, not a blip.
First half 2026 · ATTOM Mid-Year 2026 Foreclosure Market Report
For scale: during the 2007-2012 crisis, more than 200,000 foreclosure complaints were filed. The courts also run a free mediation program for eligible homeowners.
As of October 2023 (NJ Courts) · New Jersey Courts
The most recent NJ-specific figure ATTOM published put the average completed foreclosure at 1,697 days (about 4.6 years) as of early 2023. The national average has since fallen to 563 days, and NJ timelines have shortened too, but judicial process still means a long runway, and the runway is the homeowner's biggest asset.
NJ figure Q1 2023; national figure Q2 2026 · ATTOM Q1 2023 and Mid-Year 2026 reports
One filing per 1,087 housing units. Within NJ, the counties with the highest rates that month were Salem, Mercer, Cumberland and Atlantic.
January 2026 · NJBIA, citing ATTOM
One in every 192 housing units received a filing during the year.
2025 full year · ROI-NJ, citing ATTOM Year-End 2025
Cumberland County ranked among the five riskiest counties in the country in early 2026.
Q1 2026 · ATTOM Q1 2026 Housing Impact Report
Up 14% from 2024, but still 87% below the 2010 crisis peak of nearly 2.9 million. Today's foreclosure wave is real and rising, and nothing like 2010.
2025 full year · ATTOM 2025 Year-End Report
Two things are true at once. Filings are rising, and New Jersey's judicial process still gives homeowners more time than almost any other state: every case goes through the courts, notice periods are mandatory, sales can generally be adjourned twice, and free mediation exists. The statistics above describe volume; they say nothing about how your case ends. That part is decided by what you do with the runway.
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Figures are from the cited third-party sources as of the periods shown and are not our own counts; media may quote this page with attribution to the original sources. Educational information, not legal advice.
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