The Office of Foreclosure is a unit of the New Jersey Superior Court that handles uncontested foreclosure cases. It reviews the lender's paperwork, including motions for final judgment, so those cases can move forward without a hearing before a judge.
When no answer is filed, or an answer is found not to contest the case, the file is processed by the Office of Foreclosure rather than by a local judge. It reviews the lender's proof of the amount due before final judgment is entered, and parties to a case generally file their motions to withdraw surplus funds there as well. It is part of the court, not part of your lender, and it does not negotiate for either side. Contested cases go to a Chancery Division judge in the county where the property is located.
If the Office of Foreclosure appears on papers you received, your case is most likely on the uncontested track, and a motion for final judgment is coming or has been filed. Read the amounts in any motion carefully and follow its instructions for objecting if you disagree. Be wary of callers or letters that claim to be from the Office of Foreclosure and ask for money, since the court does not charge fees to save your home. The court's self-help foreclosure page on njcourts.gov is the reliable source for forms and contact information.
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Educational information, not legal advice. Your own court documents control your deadlines; a licensed New Jersey attorney can confirm what applies to your case.