A notice of sheriff sale announces the date, time and place of the public auction of a foreclosed home. After the writ of execution reaches the sheriff, the sale is scheduled and advertised publicly for several weeks beforehand, and notice is also sent to the owner.
The public notice is generally published in newspapers for several consecutive weeks before the sale and posted at the property and at the sheriff's office, and most counties also put it on their online sale listing. The owner and other parties to the case are sent notice by mail before the sale. Under the Community Wealth Preservation Program law, the lender must also give notice of the upset price, the minimum it will accept, at least four weeks before the sale, posted on the sheriff's website. Because investors and scammers read these listings too, mail from strangers often arrives right after a notice is published.
Treat the notice as a planning document, not a verdict. Confirm the current date on the county listing, since sales are adjourned often and the printed date may already be out of date. Decide now whether you are selling before the auction, filing Chapter 13 with an attorney, pursuing a workout, or preparing a Community Wealth Preservation Program purchase, and request your adjournments if you need time. Upfront fees for foreclosure rescue help are generally illegal in New Jersey, so compare any offer at your door against a second one and call a HUD-approved counselor (800-569-4287) before signing.
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Educational information, not legal advice. Your own court documents control your deadlines; a licensed New Jersey attorney can confirm what applies to your case.