Union County, New Jersey

Foreclosure Help in Union County, NJ

The free help that actually serves Union County: legal aid in Elizabeth, 2 HUD-approved housing counselors in the county, the county's emergency assistance office, and where your case will be heard.

See My Options, Free Union sheriff sale list

Free help in Union County

Free legal aid

Central Jersey Legal Services, Union County office

Elizabeth · (908) 354-4340

Free foreclosure defense if you meet the income rules; call before your 35-day answer deadline.

HUD-approved housing counseling

Urban League of Union County · Elizabeth
NID Housing Counseling Agency · Plainfield

Emergency assistance

Union County Division of Social Services

(908) 965-2700

Statewide, also free: the NJ Courts Foreclosure Mediation Program and HUD's counselor line, 800-569-4287. None of these organizations pays us. Checked October 5, 2026; call ahead, as offices and hours change.

Where a Union County case goes

Court vicinage: Vicinage 12 (Union); county seat Elizabeth
Uncontested cases: Office of Foreclosure, Trenton (handled on paper)
Contested cases: Chancery Division, General Equity, Vicinage 12 (Union)
Sheriff sales: Union County Sheriff's Office; Every other Wednesday at 2:00 p.m. (beginning May 6, 2026; previously every Wednesday) (list on CivilView)
Sales on the list: 90 as of Nov 2, 2026; most in Plainfield, Elizabeth, Linden

Union County sheriff sales: the official list and how sale day works →

The local market and your options

The market reality: Union County's dense housing stock moves quickly at realistic prices, and cash buyers are active across Elizabeth, Plainfield, and Linden. That liquidity is an asset for a homeowner on a clock — a sale before the auction is a real option here, not a theoretical one — but it also attracts the wholesale-contract crowd, so read every contract and compare more than one offer.

Free 2-minute assessment NJ foreclosure timeline How mediation works

Union County foreclosure questions

How many sheriff sales are scheduled in Union County?+

90 were on the official list as of Nov 2, 2026, with the next sale date on Nov 4, 2026. The most listings were in Plainfield (20), Elizabeth (13), Linden (12). Our county sheriff sale page has the official list and how sale day works.

Towns in Union County

Elizabeth Union Plainfield Linden Rahway Westfield Hillside Roselle

Educational information, not legal advice. A licensed New Jersey attorney can confirm what applies to your case.

Independent, and paid by nobody

We take no referral fees, no commissions, and no advertising money from anything on this site. Every cash buyer, nonprofit and government program listed is independently owned and operated with no connection to us. The one exception is Corcoran Sawyer Smith x Builders Resource Center, a brokerage the people behind this guide have an ownership interest in, which is labeled as a related business everywhere it appears so you can weigh it accordingly.

help@njforeclosureguide.org

We read every message and reply within one business day.

290 W Mt Pleasant Ave, Suite 2210, Livingston, NJ 07039By appointment only.

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Free, no obligation, nothing to sell you. We are not a law firm, a lender, or a real estate brokerage, and nothing here is legal advice.